March Update & Near-Term Plans

February was another stellar month for the household.  Our net worth increased by over $7000.  This has a lot of to do with VTSAX rising about 6-7% from February.  I don’t follow VTSAX prices too much (and stocks I never do) but when VTSAX drops it gets my attention because then it is time to BUY BUY BUY. 

All said and done we bought a couple additional thousand worth from the low of around -17% off the high.   It’s neat to think that these extra VTSAX shares we bought last month we will own our entire lives and that I’ll be benefiting off of that interest every year and will likely survive me and go to my heirs.  If I had it my way I’d like VTSAX to drop a lot more this year as we are in a power position to buy more VTSAX since we paid off our house.

The new job transition is going great but I absolutely do not have time to write normal articles because of the ambitious timelines we have at work.  I will resume standard articles this May/June.  In the meantime contact me on Twitter (@NurseWealthy) as I check that about once a week.  My favorite podcast I heard this month is definitely Cal Newport on the Mad Fientist (see below).  Brandon on Mad Fientist did a 30 day break from his smartphone and felt huge results.  I honestly feel like I’m not as sharp as I was 10 years ago and I wonder if its this smartphone culture rewiring our brains so the Cal Newport interview hit home for me.  Talk to you on twitter and I’ll have some big posts in May/June!

Cal Newport – Deep Work, Digital Minimalism, and the Key to a Happy Retirement

January 2019 Update!

Hey All!

Lots of going-on’s over here at the TWN house.  I just got hired at a new job with a 30%+ raise! During January I’ve been busy with multiple interviews, Marie Kondo’ing some of our house and finishing up my final weeks at my current EPIC nursing job.

Financially speaking our net worth increased by $5000+ this month. VTSAX dropped down 13%-ish from the September 2018 peak in January 2019. That means its time to BUY.  As Warren Buffett would say (I’ll paraphrase) there’s gold falling out of the sky, run out with buckets to go collect it!  I’ve been squeezing the budget trying to buy the dip in January while still building up our escrow account… because well, read on!

Aside from the new job we also paid off the house a couple weeks ago (end of December) so I’ll have a write up on that and WHY and HOW we accomplished that feat. Also I’m prepping more articles on aspects of pre-nursing to continue that series as well as starting the ER series and a couple of early retirement and finance articles. 2019 is going to be a great year!

While I’m still getting setup please listen to this recent podcast episode from ChooseFI about Naseema.  Naseema is a nurse who works in California (but lives in Nevada), works two nursing jobs and paid off $1 million dollars in debt!  There’s been internet debate about her claim of working two jobs and making $200-250k a year.  I will pick a side and state that this is indeed possible and the numbers work out but that’s not really common over here on the East Coast.  Bay area salaries are so lucrative I’m not surprised that some nurses have learned to work the system!  Great work Naseema!

112 | Naseema Financially Intentional | How I paid off 1 million in Debt


Hello there and welcome to The Wealthy Nurse! 

Have you ever wondered if nursing is right for you?  If going to nurse practitioner school is a smart idea?  How do I get hired to the best hospital?  Have you ever thought about nurse burnout and maybe reducing your hours Here at TWN we will be digging into all the topics of personal finance and nursing.

There’s no shortage of material to go cover so stick around as we cover:
  • ER nursing
    • What ER nursing is actually like
    • How to get hired to the ER
  • Whether you should get into nursing
    • All the types of nursing programs
    • What should I look for in a second degree program?
    • TFEOL & TEAS testing
  • Student nursing
    • What should I bring to clinicals and what do I need?
    • How should I prepare for my OB/GYN clinical?
  • Life as a graduate nurse
    • Preparing for NCLEX
    • ATI & HESI
  • Retiring EARLY
    • Compound interest
    • Budgeting
  • The most efficient ways to get those CEUs
  • Nursing Informatics and EPIC
  • How to reduce your monthly expenses

If you’re ready to get started then jump in where you are most interested and make sure you leave me a comment or grab me on twitter at @NurseWealthy.  Get to know me better and my background at my About & Intro page! 

Let’s get to work!